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Last Updated: 15 Sep 2023

Bond deferment

Find out how to apply for bond deferment and learn more about the Banker’s Guarantee.

Deferment to pursue further studies

You need to apply for deferment to pursue full-time further studies at Institutes of Higher Learning (IHLs) without government grant, in a private or an overseas institution. Learn how to apply.

Deferment to work overseas

You might have to apply for deferment if you are posted overseas by a Singapore entity. Learn whether you need to do so.

Deferment to serve National Service

You must apply for deferment before your enlistment date if you are serving National Service (NS) in your home country.

Banker's Guarantee

You must place a Banker’s Guarantee when applying for deferment of your Service Obligation bond. Learn how it is calculated, the steps to apply and how to claim it back.